Overall rating: 4.5/5
AIG Life (now operating as Corebridge Financial in some markets) is a significant presence in the UK protection market, particularly known for competitive underwriting on non-standard health profiles and a strong menu of policy options.
Who is AIG Life?
AIG Life is one of the UK's leading insurance providers, offering a range of protection products to individuals and businesses. They are authorised and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).
AIG Life Life Insurance — key features
- Often competitive for non-standard health profiles and complex cases
- Menu of additional benefits including Smart Health digital GP access
- Strong claims payout record
- Flexible underwriting approach on many health conditions
- Wide range of policy structures available
Things to consider
- Brand less well-known to consumers than some competitors
- Mainly distributed through IFAs and brokers rather than direct
How does AIG Life compare?
While AIG Life is a strong provider, the best life insurance policy for you depends on your age, health, occupation, and financial commitments. We always recommend comparing the whole market — AIG Life may or may not be the best option for your specific profile.
Claims performance
AIG Life publishes annual claims statistics showing their payout rates. Major UK insurers typically pay out 97–99% of life insurance claims and 90–95% of critical illness claims. Always check the latest published data before buying.
Should I choose AIG Life?
AIG Life is a reputable, established insurer with a strong track record. However, the right insurer for you depends on your specific circumstances — particularly if you have any health conditions or a non-standard occupation. Use our comparison tool to see how AIG Life compares across the whole market.
Frequently Asked Questions
AIG Life is one of the UK's most established insurers with strong financial ratings and a good claims payout record. Whether it's the best option for you depends on your age, health, and needs — always compare the full market.
Contact AIG Life directly using the claims number on your policy documents. For life insurance claims, your beneficiaries or executor will need to notify the insurer and provide a death certificate and policy details.
Yes — most policies have a 30-day cooling-off period after purchase. After that, you can cancel at any time, though you will lose your cover and any premiums paid will not be refunded.