About Beagle Street
Beagle Street is an online life insurance provider that launched in 2012. They focus on simplicity and speed — offering term life insurance with a fast online application, no phone calls required. Their policies are underwritten by Scottish Friendly Assurance Society.
Key features
- Level and decreasing term life insurance
- Fully online application — no phone calls
- Trust service available
- Terminal illness benefit included
- Separation benefit (split joint policy on divorce)
- No critical illness add-on available
Pricing
Beagle Street is competitive on price for standard, healthy applicants. Their online-first model keeps overheads low. For complex cases or those wanting advice, a whole-of-market comparison including Aviva, Legal & General, and Royal London is worth doing.
Claims
Beagle Street's claims are handled by their underwriter Scottish Friendly. Their claims payment rate is in line with the industry average.
Pros and cons
- ✓ Fast, fully online application
- ✓ Competitive pricing for standard applicants
- ✓ No adviser required
- ✗ No critical illness cover available
- ✗ Less suitable for complex medical histories
- ✗ Smaller insurer than mainstream providers
Frequently Asked Questions
Yes — Beagle Street is FCA-regulated and their policies are underwritten by Scottish Friendly Assurance Society, a well-established mutual insurer. They are a legitimate, regulated provider.
No — Beagle Street only offers term life insurance. If you want critical illness cover, you'll need to compare providers like Aviva, Royal London, or Guardian.