Why do cancer survivors need income protection?
Cancer survivors may face ongoing health challenges. Income protection ensures your income continues if illness prevents you from working — regardless of whether it is related to your previous cancer.
How does income protection work?
Income protection pays 50–70% of your pre-disability income as a monthly benefit, after a chosen deferred period (typically 4–52 weeks). It continues until you return to work, the benefit period ends, or you retire.
How much does income protection cost for cancer survivors?
Insurers assess cancer survivors on a case-by-case basis. Many people who have been cancer-free for 5+ years can get cover at near-standard rates. A 35-year-old can typically get £2,000/month of benefit from around £30–£60/month depending on occupation class.
Frequently Asked Questions
Yes — income protection is available to cancer survivors. Insurers assess cancer survivors on a case-by-case basis. Many people who have been cancer-free for 5+ years can get cover at near-standard rates.
Yes — most comprehensive UK income protection policies cover mental health conditions including depression and anxiety, which are among the most common reasons for claims.